If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you can use those funds to pay your Labcorp bill—as long as the service was medically necessary. Using HSA/FSA cards can help you save money and avoid using cash or credit.
Does Labcorp Accept HSA and FSA Cards?
Yes. Labcorp accepts both HSA and FSA debit cards for qualified lab services. You can use them:
- Online via the Labcorp Bill Pay portal
- Over the phone
- In-person at Labcorp patient service centers (if applicable)
Eligible Lab Services
You can use HSA/FSA for:
- Blood tests
- Routine lab panels
- COVID-19 testing (when medically ordered)
- Urine tests and biopsies
- Other diagnostic testing ordered by your doctor
Cosmetic, elective, or non-medical lab tests are not covered.
What You’ll Need
- HSA or FSA debit card with available balance
- Labcorp invoice or patient account number
- Date of service (to match receipt for tax purposes)
Tip: Keep all receipts for IRS verification in case you’re ever audited.
What If My HSA/FSA Card Gets Declined?
- Double-check that the card is active
- Contact your plan provider to confirm the expense is eligible
- Use another payment method and request reimbursement from your HSA/FSA account
Related Guides
FAQs
Can I use my HSA to pay Labcorp before insurance pays?
Yes, but you may overpay. Wait for your insurance to process first if possible.
Will Labcorp give me a receipt for HSA/FSA purposes?
Yes. You can print receipts from your patient portal or request one by phone.
Are all Labcorp services eligible under HSA/FSA?
Only services that are considered medically necessary are eligible.
Final Thoughts
You can safely and easily pay your Labcorp bill with an HSA or FSA card, as long as the service was covered under IRS guidelines. Just make sure to keep your invoice and documentation, and contact your provider if your card fails.