Even after your insurance covers part of your lab work, you might still receive a Labcorp bill for the remaining balance. This is common—and usually doesn’t mean your claim was denied. In this article, you’ll learn how to read your bill and understand why there’s still an amount due.
What Is an Insurance Balance?
An insurance balance is the amount left unpaid by your insurance that you are responsible for. It often includes:
- Copays or coinsurance
- Unmet deductibles
- Non-covered services
- Lab fees billed separately
Always compare your bill to your Explanation of Benefits (EOB) to match the charges.
Example Breakdown
| Service Cost | Covered by Insurance | You Owe |
|---|---|---|
| $180 | $130 | $50 |
The $50 could be your copay, deductible, or non-covered amount.
Why Am I Being Billed After Insurance?
- Insurance processed only part of the claim
- You haven’t met your deductible
- The test wasn’t covered
- Labcorp is out-of-network for your plan
How to Verify the Bill Is Correct
- Review your EOB from the insurer
- Compare it with Labcorp’s invoice
- Call Labcorp Billing at (800) 845-6167 if something doesn’t match
- Contact your insurer for claim clarification
Related Articles
FAQs
Why does Labcorp charge me after insurance pays?
Because your plan may require you to pay part of the cost through deductibles or coinsurance.
How can I check if the amount is accurate?
Compare your EOB with the bill or call Labcorp for itemized details.
Can I appeal if I think my insurance should’ve paid more?
Yes. You can file an appeal with your insurance provider and request a rebilling from Labcorp.
Final Thoughts
Getting a Labcorp bill after insurance payment is common and doesn’t always mean there’s an error. The key is to compare your bills, understand your coverage, and reach out to both Labcorp and your insurer if anything seems off.