Getting a letter or call from a collection agency about your Labcorp bill can be stressful. If your bill has gone unpaid for a period of time, Labcorp may transfer it to collections. In this article, we’ll explain why this happens, how it affects your credit, and most importantly—how to fix it.
Why Labcorp Sends Bills to Collections
Labcorp typically gives patients a grace period to pay. However, if a bill remains unpaid after multiple reminders, it may be handed over to a third-party collection agency. Reasons this may happen include:
- Missed billing notices
- Incorrect contact or insurance info
- Patients unaware of outstanding balance
- Delays in insurance payments
Always open emails or letters from Labcorp to avoid missed deadlines.
What Happens When It’s in Collections?
Once in collections, you may experience:
- Calls or letters from debt collectors
- Negative impact on your credit score
- Extra fees or interest
- Loss of the option to pay through Labcorp directly
Steps to Resolve a Labcorp Collection Notice
- Verify the Debt
Ask for a written notice of the debt if you’re unsure it’s legitimate. - Check the Original Bill
Use your invoice number to confirm the amount was actually owed. - Contact the Collection Agency
You can settle, request a payment plan, or even dispute if incorrect. - Request Removal After Payment (Goodwill Letter)
Some agencies will remove the debt from your credit report upon full payment.
Contact Labcorp for Help
Even if the bill is in collections, you can still call Labcorp billing to:
- Get the original invoice details
- Confirm the handoff to the agency
- Clarify disputes
Labcorp Billing Number: (800) 845-6167
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FAQs
How long before Labcorp sends a bill to collections?
Usually after 90+ days of non-payment.
Will it affect my credit score?
Yes, once a debt is reported, it may lower your score.
Can I still pay Labcorp directly?
No. Once sent to collections, payments must be made to the collection agency.
Final Thoughts
If your Labcorp bill has been sent to collections, don’t panic. Take quick action to verify the charges, communicate with the collection agency, and resolve the issue. Acting fast can help reduce the damage and possibly even save your credit score.